Superannuation

Most people assume their Will covers their super. It usually doesn’t. Here’s who you can actually nominate – and why binding vs non-binding matters.

Monday 21 September is World Alzheimer’s Day. There’ll be a lot said about early signs, research and treatment – and rightly so, by people far more qualified than me.  … Read More »“Can I sign this for Mum?” – the question that comes too late

First, an important reminder Before getting into any of the detail, it’s worth being clear about one thing. None of the measures announced in this year’s Federal Budget are law… Read More »The 2026–27 Federal Budget: what actually changed, and what probably didn’t affect you

If you’ve missed making full concessional contributions in past years, you may be eligible to carry forward those unused caps and make larger contributions in future years. This strategy –… Read More »Catch Up and Power Ahead: Boost Your Super with Unused Caps 

At a glance Short answer: It’s extremely unlikely. Super is invested across many assets, not one place or company Diversification means your money isn’t reliant on a single outcome Market… Read More »Can Your Super Really Go to Zero?

Division 296 is now law. Learn who it applies to, how it works, and what the new super tax means for Australians with higher balances.

A plain‑English guide to the Low‑Income Superannuation Tax Offset Superannuation is designed to reward people for saving for retirement.But for many years, people on lower incomes were actually paying more… Read More »What is LISTO – and what the recent changes mean

Most people assume their Will decides who receives their superannuation when they pass away – but that’s one of the most common (and costly) misunderstandings in estate planning. Your super… Read More »Binding Nominations — The 3‑Minute Check That Protects Your Family

One of the biggest misconceptions in retirement planning is the belief that once your superannuation is invested, it should simply be “set and forget.” After all, the system runs quietly… Read More »Is Your Super Invested for You — or for Who You Were 10 Years Ago?