There’s been a lot of noise around the recent Federal Budget – particularly when it comes to capital gains tax and negative gearing.
In this video, I walk you through what’s actually being proposed… in plain English.
No hype, no headlines – just a clear explanation of what may change, what stays the same, and what it could mean for you.
When markets feel unsettled, it’s completely natural to feel uncertain about investing.
Periods of volatility often bring strong emotions, but they are also a normal part of long‑term investing.
In this short video, I share a simple way to think about investing during uncertain times – and why most people are investing for the next 10, 20 or even 30 years, not the next headline.
If you’re on the Age Pension – or close to it – this is worth paying attention to.
Deeming rates are increasing from 20 March 2026, which means Centrelink may count more income from the same savings, even if nothing has changed for you.
This can quietly affect people holding cash – especially retirees.
If this feels relevant, it may be time to review how things are structured.
Market volatility can feel uncomfortable – especially when the news is loud. In this short video, I share some perspective on long‑term investing, why markets don’t wait for things to feel calm, and why staying focused on the bigger picture matters more than headlines.
We are waiting on ATO confirmation, but after the latest AWOTE figures super contribution caps are almost certainly going to be increasing.
In this two‑minute guide, I show how a 4% per annum underperformance over five years – between two options with the same risk profile – can translate to tens of thousands of dollars on a $200,000 balance, and hundreds of thousands over 20–30 years once compounding and ongoing employer contributions are factored in.
If you’re exploring property inside super, you’ll quickly encounter the term Limited Recourse. When an SMSF borrows to buy a property, it must use a Limited Recourse Borrowing Arrangement (LRBA) – a structure designed so that if the loan is ever in default, the lender’s rights are limited to the property purchased with that loan.
Here’s the question most people miss: Should you buy it personally – or inside your superannuation?
Buying through an SMSF can offer tax perks like lower tax on rental income and capital gains – but it’s not without risks. Using your entire super for property kills diversification and ramps up risk.
Property inside super can be powerful, but it’s complex. Always seek professional advice before acting.
Your retirement might feel far away – but the decisions you make today will shape your future lifestyle.
Wondering if an SMSF is right for you?
Want to explore smart, tailored
pathways to achieve your goals?
Whether an SMSF suits your situation or not, I’ll guide you through the best options for your financial future.
